:root {
  --ink: #11233f;
  --ink-2: #28405f;
  --muted: #65758b;
  --bg: #f6f8fb;
  --paper: #ffffff;
  --line: #dfe6ee;
  --brand: #126e67;
  --brand-dark: #0b4f4a;
  --brand-soft: #e6f4f1;
  --accent: #e7b85a;
  --shadow: 0 14px 40px rgba(17, 35, 63, 0.08);
  --radius: 18px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.62;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--brand-dark); text-underline-offset: 3px; }
a:hover { color: var(--brand); }
img { max-width: 100%; height: auto; }
button, input, textarea, select { font: inherit; }

.skip-link {
  position: absolute; left: -9999px; top: 8px; z-index: 9999;
  background: var(--ink); color: white; padding: 10px 14px; border-radius: 8px;
}
.skip-link:focus { left: 8px; }

.container { width: min(calc(100% - 36px), var(--max)); margin-inline: auto; }
.narrow { width: min(calc(100% - 36px), 840px); margin-inline: auto; }

.site-header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,.95);
  border-bottom: 1px solid rgba(223,230,238,.9);
  backdrop-filter: blur(12px);
}
.header-inner { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); font-weight: 800; font-size: 1.22rem; letter-spacing: -.02em; }
.brand-mark { width: 34px; height: 34px; }
.nav-wrap { display: flex; align-items: center; gap: 22px; }
.site-nav { display: flex; align-items: center; gap: 18px; }
.site-nav a { text-decoration: none; color: var(--ink-2); font-size: .95rem; font-weight: 650; }
.site-nav a[aria-current="page"] { color: var(--brand-dark); }
.nav-toggle { display: none; border: 1px solid var(--line); background: white; border-radius: 10px; padding: 9px 11px; color: var(--ink); }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 46px; padding: 0 18px; border-radius: 999px; border: 1px solid transparent; text-decoration: none; font-weight: 750; transition: .18s ease; }
.btn-primary { background: var(--brand); color: white; box-shadow: 0 8px 20px rgba(18,110,103,.16); }
.btn-primary:hover { background: var(--brand-dark); color: white; transform: translateY(-1px); }
.btn-secondary { background: white; color: var(--ink); border-color: var(--line); }
.btn-secondary:hover { border-color: #becad8; color: var(--ink); transform: translateY(-1px); }

.hero { padding: 92px 0 74px; background: radial-gradient(circle at 85% 15%, #e7f6f3 0, transparent 35%), linear-gradient(180deg,#fbfcfe 0,#fff 100%); }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 60px; align-items: center; }
.eyebrow { margin: 0 0 12px; color: var(--brand-dark); font-weight: 800; letter-spacing: .08em; text-transform: uppercase; font-size: .78rem; }
h1, h2, h3 { line-height: 1.12; letter-spacing: -.035em; margin-top: 0; }
h1 { font-size: clamp(2.65rem, 6vw, 4.85rem); margin-bottom: 22px; }
h2 { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 18px; }
h3 { font-size: 1.25rem; margin-bottom: 10px; }
.lede { color: var(--ink-2); font-size: clamp(1.08rem, 2vw, 1.28rem); max-width: 740px; margin: 0 0 28px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 26px 0 14px; }
.small-note { color: var(--muted); font-size: .92rem; }

.hero-card { background: var(--paper); border: 1px solid var(--line); border-radius: 24px; padding: 28px; box-shadow: var(--shadow); }
.workflow { display: grid; gap: 10px; }
.workflow-step { display: flex; align-items: center; gap: 12px; padding: 14px 15px; background: var(--bg); border: 1px solid #e9eef4; border-radius: 13px; font-weight: 700; color: var(--ink-2); }
.workflow-step span { width: 30px; height: 30px; display: inline-grid; place-items: center; border-radius: 50%; background: var(--brand-soft); color: var(--brand-dark); font-size: .9rem; }

.section { padding: 78px 0; }
.section.alt { background: var(--bg); }
.section-head { max-width: 780px; margin-bottom: 34px; }
.section-head p { color: var(--ink-2); font-size: 1.08rem; }
.grid-2 { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 20px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 18px; }
.card { background: white; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; box-shadow: 0 8px 24px rgba(17,35,63,.04); }
.card p:last-child { margin-bottom: 0; }
.icon-chip { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 12px; background: var(--brand-soft); color: var(--brand-dark); font-weight: 900; margin-bottom: 16px; }

.kicker { color: var(--brand-dark); font-weight: 800; margin-bottom: 8px; }
.check-list { list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 10px; }
.check-list li { position: relative; padding-left: 28px; color: var(--ink-2); }
.check-list li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--brand); font-weight: 900; }

.flow { display: grid; gap: 0; max-width: 780px; }
.flow-row { display: grid; grid-template-columns: 44px 1fr; gap: 14px; position: relative; padding-bottom: 22px; }
.flow-row:not(:last-child)::before { content: ""; position: absolute; left: 21px; top: 42px; bottom: 0; width: 2px; background: var(--line); }
.flow-num { width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; background: var(--brand); color: white; font-weight: 850; position: relative; z-index: 1; }
.flow-copy { padding-top: 4px; }
.flow-copy p { margin: 0; color: var(--ink-2); }

.notice { border-left: 4px solid var(--accent); background: #fffaf0; padding: 18px 20px; border-radius: 12px; color: #60491c; }
.notice strong { color: #4b3812; }

.quote-box { background: var(--ink); color: white; border-radius: 24px; padding: 34px; }
.quote-box h2 { color: white; }
.quote-box p { color: #d8e2ee; }

.faq { border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); padding: 18px 0; }
.faq summary { cursor: pointer; list-style: none; font-weight: 800; color: var(--ink); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; float: right; color: var(--brand); font-size: 1.3rem; }
.faq details[open] summary::after { content: "–"; }
.faq details p { color: var(--ink-2); margin-bottom: 0; max-width: 850px; }

.page-hero { padding: 66px 0 46px; background: var(--bg); border-bottom: 1px solid var(--line); }
.page-hero h1 { font-size: clamp(2.35rem,5vw,4rem); max-width: 900px; margin-bottom: 18px; }
.page-hero .lede { max-width: 860px; }

.cta-band { margin: 18px 0 0; background: linear-gradient(135deg, var(--ink), #183b58); color: white; border-radius: 26px; padding: 38px; display: flex; justify-content: space-between; align-items: center; gap: 28px; }
.cta-band h2 { color: white; margin-bottom: 8px; font-size: clamp(1.8rem,3vw,2.55rem); }
.cta-band p { color: #d9e5ef; margin: 0; max-width: 720px; }

.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 34px; align-items: start; }
.form-card { background: white; border: 1px solid var(--line); border-radius: 20px; padding: 26px; box-shadow: var(--shadow); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: grid; gap: 7px; margin-bottom: 15px; }
label { font-weight: 750; color: var(--ink); }
input, textarea, select { width: 100%; border: 1px solid #cfd8e4; border-radius: 10px; padding: 11px 12px; color: var(--ink); background: white; }
textarea { min-height: 150px; resize: vertical; }
input:focus, textarea:focus, select:focus { outline: 3px solid rgba(18,110,103,.12); border-color: var(--brand); }
.form-status { padding: 12px 14px; border-radius: 10px; margin-bottom: 16px; }
.form-status.success { background: #e9f7ef; color: #185a35; }
.form-status.error { background: #fff0f0; color: #8b2a2a; }
.hp { position: absolute !important; left: -9999px !important; }

.prose { color: var(--ink-2); }
.prose h2 { color: var(--ink); margin-top: 44px; font-size: 1.8rem; }
.prose h3 { color: var(--ink); margin-top: 28px; }
.prose ul { padding-left: 1.3rem; }
.prose li { margin: 7px 0; }
.prose strong { color: var(--ink); }
.prose .legal-meta { background: var(--bg); border: 1px solid var(--line); border-radius: 14px; padding: 18px; }

.site-footer { background: #0d1c31; color: #d9e2ee; margin-top: 74px; padding: 56px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 1.25fr repeat(3,.75fr); gap: 30px; }
.site-footer .brand { color: white; }
.site-footer h3 { color: white; font-size: 1rem; letter-spacing: 0; }
.site-footer a { color: #d9e2ee; text-decoration: none; }
.site-footer a:hover { color: white; }
.footer-links { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.footer-note { border-top: 1px solid rgba(255,255,255,.12); margin-top: 34px; padding-top: 20px; color: #9fb0c5; font-size: .9rem; }

@media (max-width: 980px) {
  .hero-grid, .contact-grid { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .grid-3 { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .nav-toggle { display: inline-flex; }
  .site-nav { display: none; position: absolute; top: 76px; left: 18px; right: 18px; background: white; border: 1px solid var(--line); box-shadow: var(--shadow); border-radius: 16px; padding: 16px; flex-direction: column; align-items: stretch; }
  .site-nav.open { display: flex; }
  .site-nav a { padding: 6px 2px; }
  .header-cta { display: none; }
}

@media (max-width: 680px) {
  .container, .narrow { width: min(calc(100% - 28px), var(--max)); }
  .hero { padding: 66px 0 54px; }
  .section { padding: 58px 0; }
  .grid-2, .grid-3, .grid-4, .form-row { grid-template-columns: 1fr; }
  .cta-band { align-items: flex-start; flex-direction: column; padding: 28px; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-card { padding: 22px; }
  .site-header .brand { font-size: 1.1rem; }
}